Well, well, well...or maybe not so much. Brought to you by the letters F*** off, or maybe even F*** up, or possibly F***me, and by the numbers Doingit2u and Doingit2u1moretime.
It's a beautiful day in the neighborhood, in Mr. Banker's Neighborhood...you are all mine, really all mine, (okay, so I'm mixing my kiddie programs - don't like it, write your own).
I wonder, since I don't watch these at all any more - my babies are grown and living their own lives - do they ever go into the real life situations that most kids - or parents, for that matter - deal with? Say kids, today we're going to talk about foreclosures. Can you say foreclosures? Do you know what those are? Can you say a** deep in debt? What about I-have-no-idea-how-I'm-going-to-pay-the-bills-and-we-may-be-living-on-the-street-soon? Do you know what that means, boys and girls?
But of course you do, we all do. It's the waking up every day wondering how you're going to make the bills today, tomorrow, next week. next month. Because you have exhausted the orifices that you can pull money out of. Realizing you've paid your bills and have nothing left for little things like, oh, I don't know, food. Knowing a holiday, a birthday, an anniversary, (pick one of the above or add your own), is coming and all you can afford is a card, (one of the cheap ones). That is, if you save up.
When I look at my own situation, I get whiny, but then I really look and I get thankful. Thankful that I still have a good job; I still have to decide what bills get paid and what bills will have to wait, but at least we're not on the streets, thank the gods. I have to put up with the embarrassing phone calls to the people I'm supposed to pay and let them know I'll be late with their money, but it's a late payment and not a no payment. Dinner out means McDonald's not Olive Garden, but it's something.
And I have to remember, I wasn't as responsible about my spending when it came to credit cards, either. As I'm sure most of you can understand and identify with, I saw and I bought without thinking a lot more often than I should have, then, as the money got shorter and shorter, I made the fatal error of using credit cards to pay other bills, (finally, other credit card bills - ack!). As a result, I've removed credit cards from my life. Just can't have them, or I'll use them.
So, if I can take personal responsibility for my actions and take steps to correct them, why can't others? Like our friends, the bankers for instance; what would happen if I was not only drowning in debt but I went and asked my friends the Feds for money, they gave it to me, and I spent all their money on retreats and bonuses for myself? Then I went back to my friends and asked for MORE money? How is that financially responsible at all? Then to cap it all off, the banks then have the nerve to charge their customers even worse rates, all in the name of the mighty god, Business. My thought would be: if you want to be solvent, get responsible, dammit!! Stop giving big bonuses to your management when you are a** deep in debt!! Stop doing idiotic things like charging the little guy, (that's me), $35 dollars for a 77 cent overdraft!! Yes, you heard me right - all in the name of their god, Money. It was my mistake, yes, but $35 effing dollars for 77 cents?! Come on, haven't they ever heard of the term can't squeeze blood from a stone? What the...is up with that?! #%@&#!
Almost makes me want to go live way away from people and start storing my money in my mattress and burying it in the backyard. No dividend, (all 23 cents a year), but no overdraft either.
Hmmm...could be something to that.
It's a beautiful day in the neighborhood
A kick in the pants will do you good...
That's it for now.
Susan
